Four pieces, in the order most people need them. Practical kindness, no morbid dramatics — the thread through all of it is that your family does not need a perfect estate plan from you. They need to be able to find things.
§ VII — The guide
The family emergency binder,
end to end.
The complete guide · 2026
The complete guide to the folder your family hopes you made: what goes in it, how your people actually get into your accounts, the letter that ties it together, and which tools are worth paying for.
- The complete checklistThe nine things that go in an "in case I die" folder — identity documents, the account list, wishes, letters, contacts — plus the safe-deposit-box trap and why you should start smaller than you think.Start here
- The passwords problemWhat Apple, Google, Facebook and the password managers actually do when you die, RUFADAA in plain English, and the three-piece password plan an executor can really use.Digital estate
- The letter of instructionThe informal document that does what a will cannot — where things are, who to call, what you would want — with a section-by-section template you can copy today.The walkthrough
- Cloud subscription, paper, or on-device?Everplans at $99.99 a year against Trustworthy, a paper binder, and a one-time on-device vault — what you are actually trading in each direction, with the pricing checked.The tools